Terms of Service
Last updated: January 2026
1. Acceptance of Terms
By accessing or using MonoCard services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
2. Description of Service
MonoCard provides a crypto-native debit card service that allows you to spend your cryptocurrency holdings at merchants that accept debit cards. Our service converts your crypto to fiat currency at the point of sale.
3. Eligibility
To use MonoCard, you must:
- Be at least 18 years old
- Complete our identity verification process
- Reside in a supported jurisdiction
- Have a valid cryptocurrency wallet
4. Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.
5. Acceptable Use
You agree NOT to use MonoCard for:
- Any illegal activities
- Money laundering or terrorist financing
- Fraudulent transactions
- Any activity that violates applicable laws
6. Fees and Charges
Fees for using MonoCard services are disclosed on our website and in the app. We reserve the right to change fees with prior notice.
7. Limitation of Liability
MonoCard provides its service "as is" without warranties of any kind. We are not liable for indirect, incidental, or consequential damages.
8. Privacy
Your use of MonoCard is also governed by our Privacy Policy.
9. Termination
We may terminate or suspend your account at any time for violation of these terms. You may cancel your account at any time.
10. Contact
For questions about these Terms, contact us at: